IMPORTANT CUSTOMER INFORMATION: FCA MOTOR FINANCE REDRESS SCHEME

On 30th March 2026, the FCA published the final motor finance redress scheme.
We would like to reassure our customers that Guardian Finance Limited does not owe redress to any of our customers under the scheme:

  • We have never allowed car dealers to operate a discretionary commission business model on any finance applications to us.
  • We have never had a tied arrangement with any car dealership for exclusive or near to exclusive right of first refusal for a finance application.
  • We have never paid a commission higher than the percentages in the redress scheme.

If you have already written to us requesting information, we will reply with the above confirmation.

We have informed the FCA that we do not have any redress liabilities.

Assuring you of our best attention at all times.

We take great pride in providing
old-fashioned customer service

Guardian Finance Ltd is a long-established and respected company providing locally-based finance facilities to Leicestershire people.

We offer hire-purchase terms for the purchase of cars, caravans and light commercial vehicles; unsecured Personal Loans are also available for a variety of purposes such as a new kitchen or a new bathroom for example.

Our target clients are Leicestershire residents with excellent credit records. For such people we offer a very flexible approach and will consider most sensible propositions. We do not charge fees and our interest charges are very competitive, frequently beating the rates of the banks and other large institutions.

We are principals, not brokers, and underwrite all transactions personally. Every decision is made at our Barkby Road offices.

Written quotations are available upon request and acceptance is subject to satisfactory status enquiries.

We are full members of the Consumer Credit Trade Association and are authorised and regulated by the Financial Conduct Authority.

Our directors and staff have considerable experience in the finance sector and all embrace the Company’s customer focused philosophy.