About us

Guardian Finance Limited has been operating successfully in the Leicestershire area since 1942.

Our main business activity is Hire Purchase finance for motor vehicles, although we do also offer Unsecured Personal Loans for various purposes.

We take great pride in providing old-fashioned customer service. We are very proud of the fact that around 70% of all transactions are to previous clients. Indeed, many of our clients have been returning to us for more than 10 years and some even for 20 years plus. Very often, clients introduce other family members to us and in some cases we are providing finance for three generations of the same family. We believe this shows that we do things right!

We do not have an automated telephone system, there is no call centre and a real person will answer the telephone!

Our objective is to provide a flexible and efficient service to both the motor trade and members of the public on very competitive terms, combined with excellent service. This philosophy has generated continuous growth over many years yet we remain committed to giving friendly, personal attention at all times.

Please note though that if you have experienced credit problems in recent years then it is very unlikely that we will be able to help you.

Otherwise, please call us for a chat to discuss your requirements. If you have a good credit reputation and a sensible reason for borrowing then we wish to hear from you. Unlike many large organisations we are very approachable. Naturally, you must be over 18 to apply and in receipt of a regular income. A Guarantor may be required in some circumstances. Our normal range of sums financed for unsecured personal loans is between £2000 and £7500.

For vehicle finance on hire purchase there are no upper or lower limits and each case is considered on its merits.

Our interest rates depend upon your circumstances and the amount you would like to borrow. Monthly repayments are fixed, so you'll know how much you need to pay each month.